Nepal is indeed one of the safest countries to travel to, but adventuring in rough, rugged terrain at elevations above 5000 meters does come with some risks, primarily altitude sickness and unforeseen natural disasters such as landslides, earthquakes, and avalanches. Thus, it is recommended to obtain insurance plans that provide efficient rescue in such situations and to prioritize medical treatment. With recent updates on government rules, travel insurance is mandatory for high-altitude trekking in Nepal. You need proof of travel insurance to get the TIMS (Travelers Information Management System) cards and National Park permits for your trek.
Your insurance policy must provide adequate coverage for medical treatment, emergency hospitalization, and evacuation, including helicopter rescue from high-altitude regions where ground transportation is not possible. The policy should also cover acute mountain sickness (AMS), high-altitude pulmonary or cerebral conditions, trip interruption, trip cancellation, personal accident, loss or delay of baggage, and emergency repatriation. For high-altitude treks, it is the client’s responsibility to ensure that their insurance explicitly covers trekking activities up to the maximum elevation of the chosen itinerary. Many standard travel insurance policies exclude high-altitude trekking or adventure activities; therefore, clients are advised to carefully review policy terms and consult their insurance provider before confirming coverage.
It is advisable to buy travel insurance in your home country before departing. Travelers must submit the proof of valid travel insurance, including policy details and emergency contact number, before trip departure. In the event of an emergency, Awesome Holidays Nepal will coordinate rescue operations and medical assistance; however, all associated costs must be covered by the client’s insurance provider. The company cannot be held responsible for expenses arising from inadequate or invalid insurance coverage.
We strongly recommend purchasing travel insurance immediately after confirming your booking to ensure coverage against unforeseen circumstances such as flight cancellations, illness, or travel delays. Proper insurance coverage allows clients to travel with confidence and provides a safe and well-managed trekking experience in Nepal.
Depending upon your location, these insurances can be purchased from several providers; some of the suggestions are mentioned below:
- USA and Canada: Blue Cross, United Healthcare, Tugo, World Nomad
- Europe: Austrian Alpine Club, Europe Assistance, Allianz Europe
- New Zealand and Australia: Allianz Australia, Fast Cover
- Singapore: World Nomad, Ergo
- India: ICICI Lombard
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